Author: Ramesh Kumar

The real estate sector is one of the most lucrative investment avenues. However, if you are planning to buy a home through a home loan, know that your lender will ask you to submit several documents to help them ascertain your repayment capacity as well as to ensure that the property you are investing in is not mired in any kind of legal controversy. One of the documents that lenders ask people to submit is the Non-Encumbrance Certificate. What is the Non-Encumbrance Certificate? The non encumbrance certificate is a legal document that contains details of all the legal and financial…